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Disclaimer
The Craigs KiwiSaver Scheme (Craigs KiwiSaver) is issued and managed by Craigs Investment Partners Superannuation Management Limited. The New Zealand Guardian Trust Company Limited is the supervisor of Craigs KiwiSaver. None of The New Zealand Guardian Trust Company Limited, Craigs Investment Partners Superannuation Management Limited (or any director of those entities) or any other person, guarantees the performance or returns of Craigs KiwiSaver, or the return of capital. Investments made in Craigs KiwiSaver are subject to investment and other risks (including those set out in the Craigs KiwiSaver Scheme Product Disclosure Statement) and are not guaranteed by the manager, the supervisor or any other person.

The Craigs Superannuation Scheme (Craigs Superannuation) is issued and managed by Craigs Investment Partners Superannuation Management Limited. The New Zealand Guardian Trust Company Limited is the supervisor of Craigs Superannuation. None of The New Zealand Guardian Trust Company Limited, Craigs Investment Partners Superannuation Management Limited (or any director of those entities) or any other person, guarantees the performance or returns of Craigs Superannuation, or the return of capital. Investments made in Craigs Superannuation are subject to investment and other risks (including those set out in the Craigs Superannuation Scheme Product Disclosure Statement) and are not guaranteed by the manager, the supervisor or any other person.