Craigs Investment Partners Adviser and Broker Disclosure Statement
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General
The terms of this disclaimer (hereinafter referred to as “Disclaimer”) apply to this web site [www.craigsip.com] of Craigs Investment Partners Limited, (“CIP”) with its registered office at Craigs Investment Partners House, Cnr Cameron & Spring Street, Tauranga, New Zealand. Please read this Disclaimer carefully.
By accessing this web site and or using the information provided on or via this web site you agree to be bound by this Disclaimer.
Use of this Web Site
The information provided on or via this web site should not be used as a substitute for any form of advice. Decisions based on this information are for your own account and risk.
Although CIP attempts to provide accurate, complete and up-to-date information, which has been obtained from sources that are considered reliable, CIP makes no warranties or representations, express or implied, as to whether information provided on or via this web site is accurate, complete or up-to-date.
CIP does not represent or warrant that this web site functions without error or interruption.
Use of this web site that may hinder the use of other Internet users, that can endanger/jeopardise the functioning of this web site and/or affect the information provided on or via this web site or the underlying software, is not permitted.
Third Party Information, Products and Services
Where CIP provides hypertext links to third party web sites, such links are not an endorsement by CIP of any products or services provided on or via such web sites. The use of such links is entirely at your own risk and CIP accepts no responsibility or liability for the content, use or availability of such web sites. CIP has not verified the truth, accuracy, reasonability, reliability, and completeness of any content of such web sites.
Intellectual Property
CIP retains all rights (including copyrights, trademarks, patents as well as any other intellectual property right) in relation to all information provided on or via this web site (including all texts, graphics and logos). You may not copy, download, publish, distribute or reproduce any of the information contained on this web site in any form without the prior written consent of CIP or the appropriate consent of the owner. However, you may print and/or download information contained on this web site for your own personal use.
Links to the Craigs Investment Partners web site from other websites are not permitted without the prior written consent of CIP.
Communication On Line
Messages that you send to CIP by e-mail may not be secure. CIP recommends that you do not send any confidential information to CIP by e-mail. If you choose to send any messages to CIP via e-mail, you accept the risk that they may be intercepted, misused and modified by a third party. Any E-mail instructions to buy or sell securities are deemed to be given when acted upon or acknowledged by us.
Disclosure of Interest
The Directors of CIP advise that Craigs Investment Partners Limited and/or its partners and employees may, from time to time, have a financial interest in any securities recommended and that they may earn brokerage, commissions, fees and other benefits and advantages, whether pecuniary or not and whether direct or indirect, in connection with the making of a recommendation or a dealing by a client in these securities, and that some or all of our Investment Advisers may be remunerated wholly or partly by way of commission.
Exclusion of Liability
Neither CIP nor any of its “third party suppliers” shall be liable for any direct, indirect, special, incidental, consequential, punitive, or exemplary damages, including lost profits (even if CIP is advised of the possibility thereof) arising in any way from, including but not limited to, (i) any defects, viruses and any other malfunctions caused to any equipment and other software in connection with access or use of this web site, (ii) the information provided on or via this web site, (iii) the interception, modification or misuse of information transmitted to CIP or transmitted to you, (iv) the functioning or non-availability of this web site, (v) the misuse of this web site, (vi) the loss of data, (vii) downloading or use of any software made available by this web site, or (viii) claims of third parties in connection with the use of this web site. The exclusion of liability is also made for the benefit of directors and employees of CIP.
Amendments
CIP reserves the right to change the information provided on or via this web site, including the terms of this Disclaimer, at any time and without notice. It is recommended that you review the information provided on or via this web site, including the terms of this Disclaimer, periodically for changes.
The Craigs Investment Partners kiwiSTART Select scheme, Craigs Investment Partners kiwiSTART Defined scheme and Craigs Investment Partners Superannuation Scheme (superSTART) are all issued by The New Zealand Guardian Trust Company Limited and managed by Craigs Investment Partners Superannuation Management Limited. Craigs Investment Partners Limited and each of its directors are promoters of kiwiSTART Select, kiwiSTART Defined and superSTART. None of The New Zealand Guardian Trust Company Limited, Craigs Investment Partners Superannuation Management Limited, Craigs Investment Partners Limited (or any director of those entities) or any other person, guarantees the performance or returns of kiwiSTART Select, kiwiSTART Defined or superSTART, or the return of capital. Investments made in kiwiSTART Select, kiwiSTART Defined and superSTART are subject to investment and other risks (including those set out in the investment statement and prospectus) and are not guaranteed by the issuer, the manager or any other person.
This web site is administered by Craigs Investment Partners Limited
When you visit this web site Craigs Investment Partners may collect personal data about you, either directly (where you are asked to provide the data) or indirectly. Craigs Investment Partners will, however, only use these personal data in accordance with the purposes set forth in this Privacy Statement and is committed to safeguarding the personal information collected. This statement sets out the purposes of Craigs Investment Partners data processing in respect of this web site, the use of cookies and how to effect your rights in respect of your personal data.
Purposes of processing
Craigs Investment Partners collects and processes information about customers and visitors to its web site to conduct its business, to inform and make available products and services that may be of interest to you and for the development of web statistics. The information you provide will be used to contact you when necessary, e.g. to notify you about functionality changes to the web site and to offer services that you may find helpful (provided you have not opted out to receive such services).
Sensitive data
Craigs Investment Partners does not seek to collect sensitive personal data (such as data revealing political opinions, religious beliefs or data concerning health or sex life) through this site. If Craigs Investment Partners does seek to collect such data, your prior consent hereto will be asked. Please note that, by providing Craigs Investment Partners with unsolicited sensitive personal data you consent to our using those data as described above.
Cookies
Craigs Investment Partners may gather and analyse information regarding usage of this web site, including domain name, the number of hits, the pages visited, previous/subsequent sites visited and length of user session. This information may be gathered by using a cookie. A cookie is a small text file placed on your hard drive by our web page server. You can choose whether or not to use a cookie by altering the settings of your browser. A cookie will make the use of this web site faster and easier.
Third party sites
Please note that this Privacy Statement does not extend to third party sites linked to this web site.
How to contact Craigs Investment Partners
If you have any questions about this Privacy Statement or our data processing activities, you can contact us via email or via regular mail:
Craigs Investment Partners Limited
Head Office
Craigs Investment Partners House
Cnr Cameron Road & Spring Street
P.O Box 13155 Tauranga
New Zealand
www.craigsip.com
Amendments
Craigs Investment Partners reserves the right to modify sections of this Privacy Statement at any time. Please check this statement from time to time for any changes.
Security is a top priority for Craigs Investment Partners, Craigs Investment Partners has extensive security methods and technologies in place to protect the details that you transmit over the internet, but no system can ever be guaranteed as 100% safe.
Rapidly advancing technology and the open nature of the internet, for example, make it difficult to achieve watertight security. This is why you too must keep an eye on your own safety, especially when downloading files and supplying personal details on the internet. It's wise for you to take some personal precautions, so we can both ensure that any risks related to using Craigs Investment Partners website is kept to a minimum.
E-mail fraud and bogus websites
You may have heard of the term 'phishing'. It refers to fraudsters 'fishing' for your personal and financial details to use for criminal purposes.
Criminals do this, for instance, by making identical copies of the websites of large reputable enterprises such as Craigs Investment Partners. They may also send scam e-mails in the hope of tricking you into surrendering your personal information. Remember: ABN AMRO Cragis will never ask you for confidential information in this way!
How can I recognise a bogus website?
Whenever you are uncertain of whether the website on your screen is genuine, check the exact internet address, or URL. The URL of the corporate internet site of Craigs Investment Partners is http://www.craigsip.com . If the address on your screen does not correspond with this, and you see 'abnarmocraigs' or 'abnamorcraigs', for instance, then you are literally at the wrong address and should break the connection with this site. To make sure you have the correct URL, you can type it in yourself. That way, you avoid being directed to a bogus address by a misleading banner or link.
How can I recognise a scam e-mail?
Without using additional measures such as a digital signature, it is easy for fraudsters to imitate e-mails. But that doesn't mean you can't recognise scam e-mails. Cyber-criminals often place alarming, enticing or exciting subjects in their e-mails with the hope of tempting you to respond impulsively and divulge the requested information. So, always take your time to read the e-mail carefully. In case of doubt, it is better not to respond. If you do choose to respond, always first check that the mail is genuine by contacting the company that is the apparent sender by telephone, for instance.
Remember: Craigs Investment Partners will never ask you via e-mail to supply confidential information.
Must I keep sensitive information confidential?
Always be careful when asked for sensitive information such as account numbers, card numbers, PIN codes and address details. Craigs Investment Partners will never ask you for this via e-mail! Craigs Investment Partners always handles your personal information and security with the utmost care. We also urgently advise you never to share user names, passwords and PIN codes with anyone else.
NZX Limited, its directors, officers, employees, agents or contractors do not give any representation or warranty as to the reliability, accuracy or completeness of its data and shall not, under any circumstances, be liable in any way for any loss or direct, consequential, incidental, or special damages of any kind or any other damages howsoever arising out of or in connection with the data, its use and/or any error or omission in the data. To the fullest extent possible, NZX Limited excludes any and all liability connected with the use of or reliance on the data.