kiwiSTART® Select


One of New Zealand's most innovative KiwiSaver schemes


kiwiSTART® Select provides you with greater choice and control of your retirement investments.

  • Create your own self-selected Portfolio from our list of over 100 nominated securities
  • Select from any of our risk based Investment Options which correspond to our Defined Portfolios Unit Trusts
  • Learn more about what makes kiwiSTART® Select so flexible, and explore the range of Investment Options available

 

Product Feature Benefit to You

Self-selected portfolio investment option

 You have the control and flexibility to select your investments from more than 100 of Craigs Investment Partners nominated Australasian and global securities. 

Defined portfolio investment option

 You can choose from our range of risk based Investment Options which correspond to our Defined Portfolios Unit Trusts that best suit your needs and risk profile, and leave the management of your KiwiSaver scheme to Craigs Investment Partners Investment Management Limited. 

Personal investment advice

 Your Investment Advise is available to help you tailor your own KiwiSaver scheme to suit your risk profile.

Proven investment philosophy and performance

The key tenets of our investment philosophy are:

  • Minimisation of Costs
  • Focus on Quality
  • Compounding Returns
  • Buy and Monitor Approach


This ensures a balanced approach is applied to our investment portfolios. Craigs Investment Partners Investment Management Limited, backed by our research team, actively monitors the composition of the Defined Portfolios Unit Trusts with an aim to achieve above-average risk-adjusted returns.

Tax advantages 

 Employer Contributions of up to 2% of your gross salary or wages are exempt from tax (ESCT1) until 31 March 2012 when these employer contributions will be subject to ESCT at the appropriate rate. You receive the full or gross benefit of your employer’s contribution to your KiwiSaver Scheme to the extent that the contribution is exempt from ESCT1 until 31 March 2012.

Control of your investments

You can change your chosen Investment Options and the composition of your portfolios at any time.

Transparency of investments

You are able to view the securities or funds you have invested in.

Notes: 
1 ESCT – Employer Superannuation Contribution Tax.

If you are ready to join kiwiSTART® Select, everything you need is on our join now page. Please refer to the Investment Statement for further information.
 

Prospectus for the Craigs Investment Partners kiwiSTART® Select Scheme
The current prospectus for the Craigs Investment Partners kiwiSTART® Select Scheme was registered on:

30 June 2011

For a copy of the current prospectus please contact one of our Investment Advisers or phone 0800 272 442.

 
The Craigs Investment Partners kiwiSTART Select Scheme (kiwiSTART® Select) is issued by The New Zealand Guardian Trust Company Limited and managed by Craigs Investment Partners Superannuation Management Limited. Craigs Investment Partners Limited and each of its directors are promoters of kiwiSTART® Select. None of The New Zealand Guardian Trust Company Limited, Craigs Investment Partners Superannuation Management Limited, Craigs Investment Partners Limited (or any director of those entities) or any other person, guarantees the performance or returns of kiwiSTART® Select, or the return of capital. Investments made in kiwiSTART® Select are subject to investment and other risks (including those set out in this Investment Statement and the prospectus) and are not guaranteed by the issuer, the manager or any other person.