kiwiSTART® Personalised
One of New Zealand's most innovative KiwiSaver schemes
kiwiSTART® Personalised provides you with greater choice and control of your retirement investments.
- Create your own Personalised Portfolio from our list of over 100 approved securities
- Select from any of our risk based Investment Options which correspond to our Defined Portfolios unit trusts
- Learn more about what makes kiwiSTART® Personalised so flexible, and explore the range of Investment Options available
If you are ready to join kiwiSTART® Personalised, everything you need is on our join now page.
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Benefit To You |
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Personalised Portfolio Investment Option
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You have the control and flexibility to select your investments from more than 100 of Craigs Investment Partners' approved Australasian and global securities. |
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Defined Portfolio Investment Option
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You can choose from our range of risk based Investment Options which correspond to our Defined Portfolios unit trusts that best suit your personal needs and risk profile, and leave the management of your KiwiSaver scheme to Craigs Investment Partners Investment Management Limited. |
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Personal Investment Advice
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You have your own personal Investment Advisor, who can help you tailor your own KiwiSaver scheme to meet your investment needs. |
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Proven Investment Philosophy and Performance
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The key tenets of our investment philosophy are:
- Minimisation of Costs
- Focus on Quality
- Compounding Returns
- Buy and Monitor Approach
This ensures a balanced approach is applied to any investment portfolio. Craigs Investment Partners Investment Management Limited, backed by our award winning research team, actively monitors the composition of the Defined Portfolios unit trusts with an aim to achieve optimal performance for clients' portfolios.
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Tax Advantages
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Employer Contributions of up to 2% of your gross salary or wages are exempt from tax (ESCT1). Therefore, you receive the full or gross benefit of your employer’s contribution to your KiwiSaver Scheme to the extent that the contribution is exempt from ESCT1. |
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Control of Your Investments
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You can change your chosen Investment Options and the composition of your portfolios at any time.
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Transparency of Investments
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You are able to view the securities or funds you are invested in. |
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Notes:
1 ESCT – Employer Superannuation Contribution Tax.
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