kiwiSTART® Defined
The simple way to invest for your retirement
kiwiSTART® Defined provides you with a range of Investment Options that are backed by Craigs Investment Partners' comprehensive research.
- Select from any of our risk based Investment Options which correspond to our Defined Portfolios unit trusts
- You benefit from our expertise as we study the markets and select a diverse range of investment opportunities
- kiwiSTART® Defined has been created as a PIE (Portfolio Investment Entity) to provide a more tax efficient investment for12.5% and 21% taxpayers
- Learn more about kiwiSTART® Defined and the range of Investment Options available
If you are ready to join kiwiSTART® Defined, everything you need is on our join now page.
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Benefit to You |
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Choice of Risk Based Funds
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You can choose from our range of risk based Investment Options which correspond to our Defined Portfolios unit trusts that best suit your personal needs and risk profile. You have a choice of any one or, with the approval of the Manager, a combination of our funds. You can also switch your investment between funds at any time. |
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Managed for You
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No investment experience or expertise is required when investing into a fund. The scheme invests in the Defined Portfolios unit trusts which are professionally managed and constantly monitored by Craigs Investment Partners Investment Management Limited. The performance of each fund is regularly reviewed by an investment committee of senior Craigs Investment Partners' research staff and Investment Advisors. |
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Full Portfolio Administration
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The Defined Portfolios provide freedom from the day-to-day administration of your portfolio, saving you time and hassle. All your investment correspondence is dealt with, including the collection and automatic re-investment of dividends and end of year tax reporting. Every six months you will receive a portfolio report on the performance of your investment. |
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Personal Investment Advice
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Your personal Craigs Investment Partners Advisor can help you determine which fund best suits your individual needs and investment objectives, and will provide ongoing advice on your investments when you need it. |
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Proven Investment Philosophy and Performance
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The key tenets of our investment philosophy are:
- Minimisation of Costs
- Focus on Quality
- Compounding Returns
- Buy and Monitor Approach
This ensures a balanced approach is applied to any investment portfolio. Craigs Investment Partners Investment Management Limited, backed by our award winning research team, actively monitors the composition of the Defined Portfolios unit trusts with an aim to achieve optimal performance for clients' portfolios.
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PIE Tax Advantages
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As kiwiSTART® Defined is a Portfolio Investment Entity (PIE) your investment income is taxed at your Prescribed Investor Rate (PIR) of either 12.5%, 21% or 30%. PIEs are not taxed on gains from the sale of shares in New Zealand companies and shares in most Australian listed companies. |
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KiwiSaver Tax Advantages
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Employer Contributions of up to 2% of your gross salary or wages are exempt from tax (ESCT2). Therefore, you receive the full or gross benefit of your employer’s contribution to your KiwiSaver scheme to the extent that the contribution is exempt from ESCT). |
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Notes:
1 SRI – Socially Responsible Investments.
2 ESCT – Employer Superannuation Contribution Tax.
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